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Financial Institutions

Consumer Credit and the American Economy

Co-Sponsored by the Cato Institute and the Federalist Society September 30, 12:00 PMCato Institute
1000 Massachusetts Ave NW
Washington, DC 20001

The use of consumer credit in America is ubiquitous. This is a phenomonon that has developed relatively recently in America. In Consumer Credit and the American Economy, authors explore why this is the case and what effect it has had upon America's economy. This book examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. 

Join the Cato Institute and the Federalist Society as some of the foremost experts in consumer financial regulation discuss the history of consumer credit as well as what we can expect to see in years to come.

Featuring:

  • Prof. Todd Zywicki, George Mason University School of Law
  • Prof. Anthony Yezer, Department of Economics, George Washington University
  • Moderator: Mark Calabria, Director, Financial Regulation Studies, Cato Institute.

Consumer Credit and the American Economy - Podcast

Financial Services & E-Commerce Practice Group Podcast
Todd J. Zywicki, Bill Himpler August 28, 2014

Professor Todd J. Zywicki joined a Teleforum conference call on his new book, Consumer Credit and the American Economy, co-authored with Thomas Durkin, Gregory Elliehausen, and Michael Staten. The book examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. Because of the importance of consumer credit in consumers' financial affairs, Professor Zywicki's intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today. Bill Himpler, Executive Vice President at the American Financial Services Association, offered his comments and questions.

  • Prof. Todd J Zywicki, Author, Consumer Credit and the American Economy, and Foundation Professor of Law, George Mason University School of Law
  • Bill Himpler, Executive Vice President, American Financial Services Association